Here at Vaughn Chrysler Dodge Jeep® RAM we want to help our customers find the vehicle of their dreams. That includes, helping our customers protect and insure their dream vehicle once they get it. Our expert auto team can help you decide what insurance you need to cover your new Dodge Journey.

The Most Common Types of Car Insurance

Every driver needs to make sure that they protect themselves with the right insurance for their vehicle. Commonly, most drivers will opt for comprehensive insurance which is designed as a sort of complete-package insurance. In the event that damage is done to your vehicle, such as, accidents, harsh weather, vandalism, or even theft, comprehensive insurance will protect you.

The second most common type of insurance is collision insurance. As the name implies, this insurance provides coverage for costs associated with vehicular collisions. Typically, drivers will opt for collision and comprehensive coverage for their vehicles and believe that they are fully protected. However, they’re neglecting to consider the fact that other drivers might not be insured. For this reason, there is uninsured motorist insurance that you can purchase.

Uninsured motorist insurance will make sure that you can pay for the damages associated with an uninsured driver. The final insurance to consider really only applies to drivers who are leasing a vehicle or have an auto loan. This insurance is gap insurance and it tries to fill the “gap” between your regular insurance and the cost of your loan. That way, if your vehicle gets totaled, then you can afford to repair the damage or replace it altogether. 

Visit Us Today

Still not sure which insurance to buy? Come to our Dodge finance center near Centerville, IA, to find out which insurance to get for your new Dodge Journey.